I Don’t Understand What It Means to Be “Good with Money” — Am I Alone?

Bookmark’s Journal
3 min readSep 24, 2023


“Dude… I felt that I am not good with money and I felt left behind in my finance.”

If I had to rank the most common sentences I’ve heard throughout my career, it would be “be good with money”. However, I still don’t quite understand what it means to be “good with money”. What does it actually look like? Is it having enough money to buy the latest Rolex, knowing about the latest AI trends in investments, being a millionaire, or do I need to be a billionaire to be considered “good with money”?

Perhaps some of you reading this have felt overwhelmed or left behind in terms of personal finance skills. Maybe you have felt excluded when peers talked about investing in the latest NFT projects, or when others discussed investment and money management strategies. At the end of the month, you might feel incompetent at controlling your emotions, barely saving up a few hundred dollars, and wonder where the money went. Some financial advisors imply doctrines that “you are not good with your money”, and that the only way to become “good with money” is by undergoing a certain method. This can be discouraging for those who feel like they don’t fit into the former category.

It is only normal for people who are discovering their personal finance journey to feel lost while running their career. When you look around, it may seem like others have everything figured out — their accounting is perfect, they make grand business decisions, they could buy a Dior bag and customers are rushing to do business with them. You might feel like they’re very successful and “good with money.”

If it makes you feel any better, let me tell you a secret:

People at work just look like they’re winning.

It’s an act.

We’re all trying to make it through the day.

We’re all uncertain about the future.

We’re all scared out of our minds.

Don’t let finance gurus wanna be dictate your vision.

We’re all just figuring stuff out as we go.

There goes for me too.

And I am with you also thinking what is “good with money”.

Many people feel overwhelmed when it comes to managing their finances. They may feel left behind and out of the loop when others talk about investments and money management strategies. Financial advisors often talk about certain people being “good with money” and others not, which can be discouraging for those who feel like they don’t fit into the former category.

But what does it really mean to be “good with money”? Is it about having a certain level of wealth or being able to make savvy investments? While those things can certainly be indicators of good financial management, they don’t necessarily tell the whole story.

At its core, being good with money is about understanding your own financial situation and making choices that align with your goals and values. It’s about creating a budget and sticking to it, even if it means making some sacrifices in the short term. It’s about being mindful of your spending and finding ways to save money where you can.

If you feel like you’re not good with money, the first step is to educate yourself. Read books, articles, and blogs about personal finance and money management. Talk to friends or family members who seem to have a good handle on their finances and ask for their advice. And don’t be afraid to seek out the help of a financial advisor or planner if you feel like you need some professional guidance.

Remember, everyone’s financial situation is unique, and there’s no one-size-fits-all approach to managing money. The most important thing is to take action and start making positive changes, no matter how small they may seem. With time and effort, you can become more confident and in control of your finances, and feel less alone in the process.


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Bookmark’s Journal

To allow individuals to direct their financial future by authoring their own purpose, so that they can increase their income and choose their lifestyle